Let’s get stingy with it… The frugal librarian is also too lazy to leave the house to find value.

Become a regular checker of, or subscribe to the RSS feed of slickdeals and dealhack.  These sites have user-submitted deals that are RED hot on hundreds of merchants.  We’re not talking “save 10%” kinds of stuff.  Ridiculously low blowouts that require action within a few days.  So if there’s a knickknack for which you’ve been on the fence for a couple months or something you’re kind of interested in, keep it the back of your mind and wait for it to come across these sites

And for the one-two cheapskate combo punch, check retailmenot and currentcodes for the secret codes you enter while buying to get additional discounts.  Well, they were secrets before astute shoppers or those that subscribe to those merchants insider deals newsletters leaked them to all us common folk altruistically.

Too phobic to shop online?  Completely understand.  Most of the insurance companies out there are offering packages for online identity protection and peace of mind.  $2-$3 a month for $30,000 in coverage is pretty reasonable.  Shoot, you’ll  probably save twice that in gas and time getting dressed.