If anyone could time the market, we’d all be millionaires, right? Well we’re not, but one fairly accurate economic indicator are the words out of the mouth of Warren Buffett. He clearly knows what he’s doing.

So if you suppose you too can buy low and sell high, you don’t need to hand your wallet over to a broker in return for $20 commissions. If you’re interested in cutting your teeth, there are places where you can create small accounts with trade commissions of a few dollars. A great book to learn more is Investing Online for Dummies.

Or, an even lower up-front expense is creating a virtual account at Icarra, Zack’s Simulator, Bullpoo, Marketocracy, Hedgestop, or Investopedia to see how sharp you are with play money first. Then if there is another recession (let’s hope not) you’ll be ready.