Frugal Librarian #29: No Docking Fee

Sure they give you a sweet deal on a phone when you buy one.  They’re not counting on you being a big-picture person.  Over the life of the contract, each one of those little amenities or extra services really add up.  There’s a huge markup, additionally on those accessories, i.e. junky headsets that make you [...]

Frugal Librarian #28: Cheapskate Next Door Pt. 2

Here are a few more ways to save significant amounts of money from the new book by Jeff Yeager called Cheapskate Next Door. -Cut pieces of foam insulating board to fit windows in the winter and put them in at night or when you’re away to save a fortune on heat. -Save big money on [...]

Frugal Librarian #27: Cheapskate Next Door Pt. 1

Here are a few belt-tightening culinary tips from the new book The Cheapskate Next Door by Jeff Yeager: -Order only tap water with your meal when you go out to eat. Beverages are typically marked up 300 to 600 percent. Ordering water only will save you about $800 a year. -Put box-wine into premium label [...]

Road to Failure, pt. 2

In the early 1980′s, the local Oscar Meyer plant pulled up its ramps and closed the killfloor. However, the storied tradition continues the last week of July as squealing tons of undulating meat pack Brady Street in the name of “fun.” All of which, it turns out, got seeded ahead of me for the 36th [...]

Road to failure… pt. 1

In case you’re wondering, it has a grade of 7-9%. I know a few masochists taking part in the area’s premiere social/sporting event, the Quad-City Times Bix 7. It was my hope this post will collect new knowledge, as well as construct a semblance of personal commitment resulting from the embarassment of not not taking [...]

Harvest Eating Cookbook by Keith Snow

Admittedly, we’re probably a several weeks away from harvesting from our gardens, but it doesn’t hurt to start planning early.  And what better (or more fun) way than to look through cookbooks? After all, you might never have even considered planting brussels sprouts until you see Keith Snow’s  “Brussels Sprouts with Mornay Sauce” in his [...]

Frugal Librarian #22: Rising cost of mortar boards

One final tip from the latest book, New Frugality.  If you can, buy college in advance. Between 1982 and 2007 the cost of fees and tuition rose 439 percent.  Even when adjusting for inflation, the increasing cost of college education is greatly outpacing the purchasing power of the dollar. So, if it is a foregone [...]

Frugal Librarian #21: YOU: Power broker

Another financial tip the new book, New Frugality.   You’re smarter than a wall-street money manager. Index funds duplicate the performance of a particular stock market index.  The most famous equity index fund is the S&P 500.  It is made up of stocks of the 500 largest publicly traded U.S. companies.  They’re on that list because [...]

Frugal Librarian #20: Frozen Credit

Another tip from the new book by NPR personality Chris Farrell, New Frugality… freeze your credit card.  No, not do a security freeze to prevent people from accessing your credit file, another great idea. He means take the card out of your wallet or purse and put it in a container full of water.  Then [...]

Frugal Librarian #19: Tips from “Bud”

The next few Frugal Librarian blog posts are ideas gathered from Chris Farrell’s new book, The New Frugality.  Farrell  is the host of the public radio program Marketplace Money. Bud Hebeler is a retired aerospace engineer from Boeing that founded the conservative financial advice website analyzenow.com. Below are some of his top savings tips: -Arrange [...]

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