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Archive for January, 2009

Beware of “Foreclosure Rescue Scams”

Beware of “Foreclosure Rescue Scams”

A better bet:  Call the free Iowa Mortgage Help Hotline at 877-622-4866.

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            Scam-artists are trying to take advantage of Iowans who are caught up in the nationwide foreclosure crisis.  Mortgage foreclosure “rescue” schemes ask you to pay hundreds of dollars up-front for so-called assistance or “rescue” from foreclosure – but they just take your money and do nothing to help.  The scam puts you deeper into a financial hole, does nothing to save your home, and diverts you from getting real help.

            Example:  a Des Moines family was conned into giving $795 to a company that claimed it would set up arrangements to help them avoid foreclosure — but the con-artists made no such arrangements, and then they asked for even more money!

            Warning signs of “rescue scams”:  Beware if someone contacts you, claims they can help, and asks you to pay an up-front fee.  They might contact you by phone, mail, e-mail, or even come to your door, because information about people facing foreclosure is included in public court records.  Beware if someone claims to have a “special relationship” with your lender or “servicer” (they don’t!)  Beware if they tell you not to talk to your lender or servicer directly (that’s just what you should be doing!)  Beware if they ask for payment “up-front” (it’s illegal in Iowa to charge an up-front fee!)  No legitimate company will ask you to pay hundreds of dollars in advance.
            Get help you can trust, if you are facing foreclosure or having trouble making payments:  Call the Iowa Mortgage Help Hotline at 877-622-4866.  The Hotline is sponsored by the AG’s Office and the Iowa Finance Authority.  It offers free, confidential help from trained counselors.  This free call could save your home. 

            Don’t delay.  Don’t feel overwhelmed or ashamed.  The earlier you get true assistance, and the earlier you are in contact with your lender, the more likely you can save your home.  Call the free Iowa Mortgage Help Hotline at 877-622-4866.

            If you have been cheated by a “rescue scam,” contact the Iowa AG’s Office.

            For most Iowans, our homes are our most important possession.  If you are facing difficulty making payments, or facing the threat of foreclosure, take steps now to save your home – and don’t fall for “mortgage rescue” schemes that will only make the situation worse!

            For more information or to file a complaint, contact the Attorney General’s Consumer Protection Div., 1305 E. Walnut, Des Moines, IA 50319.  Call 515-281-5926, or toll-free at 888-777-4590.

January 30, 20090 comments
BIG READ BEGINS TONIGHT!

BIG READ BEGINS TONIGHT!

big-read-logo2The African American Museum of Iowa and the Davenport Public Library have partnered for The Big Read, an initiative designed by the National Endowment for the Arts, to encourage people in the same vicinity to read the same book, and to talk about it. This year’s book, Their Eyes Were Watching God, by Zora Neale Hurston, is a feminist work about African American life in the early 1900s, and has inspired such great contemporary authors as Alice Walker, Toni Morrison, and Gloria Naylor.

The public is invited to the kick-off event on Wednesday, January 28, at 6:30 pm, at the Fairmount Street Library (3000 N. Fairmount Street). Keynote speaker, Dr. Catherine Stewart, Associate Professor and Chair of the History Department at Cornell College, will present, “Feast, Flood, and Famine: Zora Neale Hurston’s Search for African American Folk Culture.” Books, bookmarks, and study guides about this literary masterpiece will also be available. 

For more information about upcoming Big Read programs, visit: www.davenportlibrary.com, or www.blackiowa.org.  The NEA presents The Big Read in partnership with the Institute of Museum and Library Services, and in cooperation with Arts Midwest. The purpose of this initiative is to restore reading to the center of American culture.

January 28, 20090 comments
Fun Facts About Fairmount’s Donor Wall

Fun Facts About Fairmount’s Donor Wall

 

The new Donor Wall at Fairmount was unveiled on Tuesday, January 20th. Here are a few tidbits that you might find interesting:

  1. The print behind the names is of the building rendering prepared by Tim Downing Architects.
    Midwest Exhibits designed, prepared and installed the donor wall.
  2. The two largest gifts were from Bechtel Charitable Trust and the Scott County Regional Authority.  An anonymous family trust and the Riverboat Development Authority were the next largest contributions.
  3. The Board of Trustees wanted special mention to the Citizens of Davenport for passing the Library Levy in November 2003.
  4. Donors were listed in alphabetical order and of the same graphic type size because the Library Board of Trustees knew that all contributions assisted in getting the private funding necessary for the Fairmount Library.
  5. There are 95 contributors listed on the Donor Wall plus two special listings.  One is explained in #4.  The other is in honor of the hard work of the FRIENDS of the Library.
  6. The Fairmount Street Library was opened January 14, 2006.
  7. The donor wall was unveiled in a ceremony on January 20, 2009, by the FRIENDS of the Library Board and the Library Board of Trustees.
  8. The private funding goal of $2,400,000 was raised by the FRIENDS of the Library using the assistance of professional fundraiser, Ray German, of BMG Associates.
  9. More than 600,000 people have visited the Fairmount Library since it opened in 2006.

How can you have your name on the Donor Wall?
You may make a contribution to the Eastern Avenue Library as part of the “Branching Out” Project. All the names on this wall will be combined with those contributors for the Eastern Avenue facility and will be on the donor wall there.

What is the contribution amount necessary to have your name on the wall? Almost all of the contributions were of $100 or more.

January 23, 20090 comments
Find Us On Facebook!

Find Us On Facebook!

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It’s Official – Cam’s Coffee House is OPEN!

It’s Official – Cam’s Coffee House is OPEN!

Cam’s Coffee House had their official Grand Opening and ribbon-cutting celebration today at 10:00 a.m. Many people came to the new shop, located at the Library’s Fairmount Street facility, to greet the Coffee House owners, Scott and Kathy Cameron. The D1 Diplomats helped with the ribbon-cutting celebration. Also in attendance were Library Director, LaWanda Roudebush; Mayor Pro Temp, Barney Barnhill; Library Board President, Mary Williams; FRIENDS Board President, Tom Brooke; Library Board Member, Karl Hickerson; and FRIENDS Board Member, Craig Cooper.

Cam’s Coffee House serves Seattle’s Best Coffee, as well as other specialty drinks like hot chocolate and smoothies. Additionally, you can pick up a warm, gooey cinnamon roll, fresh rice crispy treats, and hot-out-of-the-oven chocolate chip cookies. Cam’s opens at 7 a.m., and keeps the Library’s closing hours. Call 563-445-5564 to contact Cam’s.

Stop out and visit Cam’s soon!

January 19, 20091 comment